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Pay Over Time with Afterpay, Klarna, and Affirm
Prefer installments or monthly plans? We support leading buy-now-pay-later options. For NavTool orders, contact us and we’ll enable your preferred provider on your cart.
How it works
- Pay-in-4: Many carts qualify for four interest-free payments every two weeks. Down payment may apply.
- Monthly plans: For larger orders, some providers offer longer terms. Interest may apply and will be shown before checkout.
- Delivery timing: Your order ships on our normal schedule once your BNPL checkout is completed on NavTool.com.
- Account setup: First-time users sign up with the provider. Returning users log in and select the plan offered.
Eligibility and limits
- BNPL providers may require a U.S. billing and shipping address, a U.S. payment method, and a mobile number.
- Approval, amount, and terms are determined by the provider. Transaction limits can vary by provider and order size.
- Some items may be restricted from BNPL per provider rules.
FAQs for Afterpay, Klarna, and Affirm
Where can I use these payment methods?
Installment options are available for purchases made on navtool.com. Contact us via live chat so we can enable your preferred provider for your cart.
How are payments scheduled?
Pay-in-4 typically charges a down payment at checkout, then three payments every two weeks. Monthly plans may require a down payment and then fixed monthly payments. Exact schedules appear in the provider’s checkout before you confirm.
When will my items ship?
Your order follows NavTool’s normal shipping timeline after your BNPL checkout completes.
Is there interest?
Pay-in-4 is generally interest-free. Monthly plans may include interest, which is shown before you place the order.
What if I miss a payment?
The provider may charge a late fee and restrict future use. Manage or reschedule payments directly in your Afterpay, Klarna, or Affirm account.
How are refunds handled?
NavTool processes refunds under our policy. Once a refund is issued, your provider adjusts your plan. For monthly plans, interest already paid is typically not refunded. See your provider’s terms for details.
Where do I read the provider terms?
See the official sites for full details: Afterpay, Klarna, and Affirm.
Need help choosing a plan? Our U.S. team is here 7 days a week.
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